If you have been contacted by a debt collector or you are being sued in a debt collection lawsuit, the Fair Debt Collection Practices Act (FDCPA) provides you with a variety of protections. Debt collectors are not allowed to harass you, mislead you, or harass your friends and family. Whether or not you owe the debt is irrelevant—the FDCPA requires that debt collector treat consumers fairly.
If a debt collector violates the law, you are entitled up to $1,000 under the Fair Debt Collection Practices Act, and the collector will have to pay my attorney fees and costs for representing you. This means I can represent you on a contingent fee. You can also seek to recover any actual damages you have suffered from an abusive debt collector under the Fair Debt Collection Practices Act.
If you are sued by a debt collector, I may be able to significantly reduce or completely eliminate your debt. I offer cost-effective unbundled services and flat fees so you can get just the help you need at a price you can afford. In most cases, I am able to accomplish client’s goals at a very reasonable rate.
I also frequently handle cases where consumers are harassed by a collector about student loan debt. Not only does the FDPCA provide consumer protections against debt collectors, federally backed student loans also provide a variety of consumer protections. If you are being sued for a student loan debt, I can also defend you in a student loan lawsuit.