Free FDCPA Resources

Contacted or harassed by a debt collector?

These forms, guides, and reference materials are free. Enter your e-mail address in the form below, and I will send you the resources you request. I will also send you reminders by e-mail to help you use the forms and resources effectively.

These forms are for use in Minnesota only. Neither the forms nor the reminders I may send are meant as legal advice or sufficient to form an attorney-client relationship. If you have a legal question, contact me for a free case evaluation.

More about my resources:

Forms

  • Credit report request letter (PDF) This letter can be used to request current copies of your credit reports.
  • Credit report dispute letter (PDF) This letter can be used to dispute inaccurate information on your credit report.
  • Debt validation letter (PDF) This letter can be used within 30 days of a debt collector’s first communication to request validation of the debt.

Guides

  • Collection communications log (PDF) This guide can be used to log your communications with a debt collector.
  • Recording phone calls in three easy steps (PDF) This guide instructs you how to record your phone calls.

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