Debt settlement and debt management companies charge you thousands of dollars for something you can do yourself. Worse, many debt settlement companies take your money, but never follow through on what they agree to do. Few comply with state laws that regulate how they must operate.
If you have been sued, you need a lawyer, not a debt settlement company. Don’t assume a lawyer will cost more, either. Debt settlement companies charge so much that hiring a lawyer is often cheaper. And you are more likely to get results with a lawyer on your side.
If you have not been sued, I can help you figure out the best approach to negotiating your creditors.
Either way, you should contact me for a free case evaluation, and to find out whether and how I can help.