Minnesota Consumer Attorney

Consumer News

Debt Collector Fined for Violating Fair Debt Collection Practices Act

The Minnesota Department of Commerce brought down the hammer on a local debt collector recently, stripping First Financial Services and its owner of their collection licenses and levying $100,000 in fines for violations of the Fair Debt Collection Practices Act.

It is not known if the company and owner can borrow the money from a family member, put the fines on a credit card, or make monthly payments to cover the hefty fines.

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“Fake” Debt Collection Lawsuits are Usually Real

debt-collection-lawsuit-minnesotaDebt collection lawsuits are big business in Minnesota. Just one debt buyer—Midland Funding—has filed over 15,000 debt collection lawsuits in the last three years.

Many consumers get sued for a debt, think the lawsuit is fake, and then ignore it.

As a result, they lose their case before it even starts. If you were recently served and think the lawsuit is fake, think again.

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Step-by-Step Debt Collection Lawsuit Guide

My Debt Collection Lawsuit Guide is a step-by-step overview of a Minnesota debt collection lawsuit. The guide was written to give Minnesota consumers a plain-language, understandable overview of the way debt buyer lawsuits usually play out.

I want consumers to know what they can expect, and help consumers handle debt collection lawsuits. I have free forms for some parts of a lawsuit, and offer affordable consultations and other unbundled services for the rest.

If you use our guide and get stuck on a step, give me a call. I can coach you through it or handle it for you.