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GC Services Sued for Improper Student Loan Collections

Student loan collector GC Services settled a lawsuit that alleged it engaged in unfair and unlawful debt collection.

The lawsuit alleges that GC Services repeatedly contacted third parties about someone else’s debt and even continued to call after promising to stop calling. In addition, the lawsuit alleges that GC Services left improper voicemails for consumers that resulted in a consumer’s debt being revealed to other people.

GC Services and the Federal Trade Commission have agreed that GC Services will pay a $700,00 civil penalty as part of a resolution of the lawsuit. This is the second time this year that a major student loan collector has been in the news for debt collection of student loans.

[Read more…] about GC Services Sued for Improper Student Loan Collections

Debt Collectors Calling Work

Debt collectors can only call you at work under limited circumstances. And once you tell a debt collector to stop calling you at work, the debt collector must stop.

Despite these restrictions under the Fair Debt Collection Practices Act (FDCPA), debt collectors calling a consumer at work can cause major problems. If you are receiving debt collection calls at work, here is what you need to know.

[Read more…] about Debt Collectors Calling Work

Debt Collector Calls About Rental Debt

Debt collectors and landlords go together like peanut butter and jelly. When a landlord has a dispute over rental debt, or damage to a rental property, a landlord will frequently turn to a debt collector to collect the debt.

Many times, the debt collector either misrepresents the amount of the debt, or what can happen if you don’t pay it. If you have been contacted by a debt collector about rental debt, here is what you need to know.

[Read more…] about Debt Collector Calls About Rental Debt

How to Talk to a Debt Collector

Whether you got a debt collection call about your own debt, a debt collection call for someone’s else’s debt, or a debt collection call for a friend or family member, most people have received a call from a debt collector.

Receiving a debt collection call can be confusing and stressful. If you are receiving debt collection calls, here are some tips for talking to a debt collector.

[Read more…] about How to Talk to a Debt Collector

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