Debt collectors can only call you at work under limited circumstances. And once you tell a debt collector to stop calling you at work, the debt collector must stop.
Despite these restrictions under the Fair Debt Collection Practices Act (FDCPA), debt collectors calling a consumer at work can cause major problems. If you are receiving debt collection calls at work, here is what you need to know.
Debt collectors and landlords go together like peanut butter and jelly. When a landlord has a dispute over rental debt, or damage to a rental property, a landlord will frequently turn to a debt collector to collect the debt.
Many times, the debt collector either misrepresents the amount of the debt, or what can happen if you don’t pay it. If you have been contacted by a debt collector about rental debt, here is what you need to know.
Debt collectors frequently call the wrong person to collect a debt.
If you are getting debt collection calls or robocalls for someone else, here is what you need to know.
The Fair Debt Collection Practices Act (FDPCA) regulates how debt collectors can act when they are collecting debts from consumers.
A rapidly developing area of debt collection is collecting debts of a deceased individual.
This frequently leads to debt collectors contacting a consumer’s family and friends. If you are being contacted, it’s important to understand your rights against debt collectors.
[Read more…] about Debts, the Deceased, and Debt Collectors Calling Family Members
For a variety of reasons, consumers frequently find themselves contacted by debt collectors.
Maybe there was a family emergency, a spouse lost their job, or a debt collector is calling trying to locate someone else.
Regardless of why a debt collector is calling, it’s important for consumers to understand their rights against debt collectors.
[Read more…] about Harassed by Debt Collectors: Know Your Rights
Consumers frequently call saying they have been served with a fake debt collection lawsuit.
There’s a really good chance it is a real/actual/consequential lawsuit.
In Minnesota, you can initiate a lawsuit without filing it with the court—it’s called pocket service.
Consumers frequently get confused when they call the courthouse and are informed the court has no record of the case. Again, just because it does not have a court file number, that does not mean it is fake.
It’s still a real lawsuit. And failing to respond will have very real consequences.
[Read more…] about Debt Collection Lawsuit: What You Need to Know