If you are receiving calls from a debt collector, you are likely receiving robocalls from a debt collector. Debt collectors frequently use autodialers, also known as robodialers, to contact consumers on their cellphones.
Here is what you need to know about robocalls from a debt collector, and why you should contact an attorney.
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In general, a spouse is not liable for another spouse’s debt. Marriage may be until death do you part, but that does not extend to every debt.
Many consumers simply assume that if a debt collector says they are responsible, that means they are. Spoiler alert: that is not always true. Here are a few examples where consumers are confused about potential liability.
Debt collectors frequently call the wrong person to collect a debt.
If you are getting debt collection calls or robocalls for someone else, here is what you need to know.
Debt collection of student loans is on the rise, as the number of student loans in default continues to rise.
The good news is that debt collectors collecting on student loans are governed by the FDCPA, which protects consumers against abusive and unfair collection practices. The bad news is that collection of student loans is a booming business.
If you are being contacted by a debt collector about your student loans, here are some things you need to know.
Debt collectors cannot collect debts that have been discharged in bankruptcy. In fact, once a bankruptcy petition is filed, all debt collection must stop.
As noted in this recent New York Times article, however, a number of creditors and debt buyers are allegedly attempting to collect on discharged debts.
For many consumers, student loan debt is a giant, and seemingly never-ending burden. Most consumers have federal student loans, which provide a variety of statutory rights that do not apply to private student loans.
One of the most important rights is called rehabilitation: the right to make nine reasonable and affordable payments to restore federal loans into good standing.
As of July 1, 2014, there are new rules for student loan rehabilitation, and the changes are consumer-friendly. Here are some of the most important changes.