Student loan debt is different from other types of consumer debt because of the high balances involved.
And many student loans require a co-signer in order for the loan to be approved, which means if something happens to the primary borrower, the co-signer may suddenly be pursued for the student loan by a debt collector.
Getting a co-signer released from a student loan can be tricky, but in many situations there is a way out.
Debt collectors are regulated in how they can collect debts from consumers. Collection calls to a cellphone are regulated under the Telephone Consumer Protection Act (TCPA).
If you are receiving calls from a debt collector on your cellphone, here is what you need to know.
[Read more…] about Autodialed Debt Collector Calls to Your Cellphone
The Fair Debt Collection Practices Act (FDPCA) regulates how debt collectors can act when they are collecting debts from consumers.
A rapidly developing area of debt collection is collecting debts of a deceased individual.
This frequently leads to debt collectors contacting a consumer’s family and friends. If you are being contacted, it’s important to understand your rights against debt collectors.
[Read more…] about Debts, the Deceased, and Debt Collectors Calling Family Members
For a variety of reasons, consumers frequently find themselves contacted by debt collectors.
Maybe there was a family emergency, a spouse lost their job, or a debt collector is calling trying to locate someone else.
Regardless of why a debt collector is calling, it’s important for consumers to understand their rights against debt collectors.
[Read more…] about Harassed by Debt Collectors: Know Your Rights
A recent FTC study reveals that credit reports are a frequent source of headaches for consumers.
The Fair Credit Reporting Act provides consumer rights in regards in credit reports, but the sheer number of credit reporting issues is quite shocking.
Notably, items in collection, which are sometimes reported by debt collectors, appear to be a large source of consumer disputes.
[Read more…] about Credit Report Problems are a Major Issue for Consumers
The Ryder Law Firm, LLC has been recognized by the Volunteer Lawyers Network (VLN) as a 2011 exceptional law firm.
The firm was eligible for the prestigious recognition after providing over 50 hours of volunteer service in 2011.
[Read more…] about The Ryder Law Firm Recognized as Exceptional Law Firm By VLN