Whether you got a debt collection call about your own debt, a debt collection call for someone’s else’s debt, or a debt collection call for a friend or family member, most people have received a call from a debt collector.
Receiving a debt collection call can be confusing and stressful. If you are receiving debt collection calls, here are some tips for talking to a debt collector.
If you are receiving calls from a debt collector, you are likely receiving robocalls from a debt collector. Debt collectors frequently use autodialers, also known as robodialers, to contact consumers on their cellphones.
Here is what you need to know about robocalls from a debt collector, and why you should contact an attorney.
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Debt collectors frequently call the wrong person to collect a debt.
If you are getting debt collection calls or robocalls for someone else, here is what you need to know.
The FDCPA regulates what debt collectors can and cannot do in their attempts to collect a debt.
Among other no-no’s, debt collectors cannot call you at work once they know it’s inconvenient, debt collectors cannot reveal your debt to third parties, and cannot mislead you about debts past the statute of limitations.
The FDCPA also prohibits excessive phone calls. And if you receive calls to your cellphone, the Telephone Consumer Protection Act provides additional protection.
[Read more…] about Robocalls, Automated Messages, and The Telephone Consumer Protection Act (TCPA)