Whether you got a debt collection call about your own debt, a debt collection call for someone’s else’s debt, or a debt collection call for a friend or family member, most people have received a call from a debt collector.
Receiving a debt collection call can be confusing and stressful. If you are receiving debt collection calls, here are some tips for talking to a debt collector.
If you are receiving calls from a debt collector, you are likely receiving robocalls from a debt collector. Debt collectors frequently use autodialers, also known as robodialers, to contact consumers on their cellphones.
Here is what you need to know about robocalls from a debt collector, and why you should contact an attorney.
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The only thing worse than being buried in your own student loan debt is being buried by someone else’s student loan debt. Unfortunately, it is a common scenario.
Whether you are considering co-signing for a child, a family member, or someone else, think twice before agreeing to pay someone else’s debt.
If the primary borrower does not pay, you may find yourself contacted by debt collectors, or part of a debt collection lawsuit.
In general, a spouse is not liable for another spouse’s debt. Marriage may be until death do you part, but that does not extend to every debt.
Many consumers simply assume that if a debt collector says they are responsible, that means they are. Spoiler alert: that is not always true. Here are a few examples where consumers are confused about potential liability.
Debt collectors frequently call the wrong person to collect a debt.
If you are getting debt collection calls or robocalls for someone else, here is what you need to know.
Debt collection of student loans is on the rise, as the number of student loans in default continues to rise.
The good news is that debt collectors collecting on student loans are governed by the FDCPA, which protects consumers against abusive and unfair collection practices. The bad news is that collection of student loans is a booming business.
If you are being contacted by a debt collector about your student loans, here are some things you need to know.