Debt collectors and landlords go together like peanut butter and jelly. When a landlord has a dispute over rental debt, or damage to a rental property, a landlord will frequently turn to a debt collector to collect the debt.
Many times, the debt collector either misrepresents the amount of the debt, or what can happen if you don’t pay it. If you have been contacted by a debt collector about rental debt, here is what you need to know.
Whether you got a debt collection call about your own debt, a debt collection call for someone’s else’s debt, or a debt collection call for a friend or family member, most people have received a call from a debt collector.
Receiving a debt collection call can be confusing and stressful. If you are receiving debt collection calls, here are some tips for talking to a debt collector.
If you are receiving calls from a debt collector, you are likely receiving robocalls from a debt collector. Debt collectors frequently use autodialers, also known as robodialers, to contact consumers on their cellphones.
Here is what you need to know about robocalls from a debt collector, and why you should contact an attorney.
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In general, a spouse is not liable for another spouse’s debt. Marriage may be until death do you part, but that does not extend to every debt.
Many consumers simply assume that if a debt collector says they are responsible, that means they are. Spoiler alert: that is not always true. Here are a few examples where consumers are confused about potential liability.
Debt collectors frequently call the wrong person to collect a debt.
If you are getting debt collection calls or robocalls for someone else, here is what you need to know.
Debt collectors cannot collect debts that have been discharged in bankruptcy. In fact, once a bankruptcy petition is filed, all debt collection must stop.
As noted in this recent New York Times article, however, a number of creditors and debt buyers are allegedly attempting to collect on discharged debts.