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How to Talk to a Debt Collector

Whether you got a debt collection call about your own debt, a debt collection call for someone’s else’s debt, or a debt collection call for a friend or family member, most people have received a call from a debt collector.

Receiving a debt collection call can be confusing and stressful. If you are receiving debt collection calls, here are some tips for talking to a debt collector.

[Read more…] about How to Talk to a Debt Collector

Attorney Randall Ryder Named a SuperLawyer Rising Star

Attorney Randall Ryder was named a SuperLawyer Rising Star for 2016.

This recognition is only available if an attorney is under the age of 40 and has been in practice for less than 10 years. No more than 2.5% of the attorneys in Minnesota can be awarded Rising Star status.

In order to be selected, an attorney must be nominated by an attorney that has observed that attorney in action. After that, each nominee is thoroughly vetted and researched to determine their eligibility. You can learn more about the selection process here.

Debt Collector Robocalls To Your Cellphone

If you are receiving calls from a debt collector, you are likely receiving robocalls from a debt collector. Debt collectors frequently use autodialers, also known as robodialers, to contact consumers on their cellphones.

Here is what you need to know about robocalls from a debt collector, and why you should contact an attorney.

[Read more…] about Debt Collector Robocalls To Your Cellphone

Co-Signing a Student Loan

The only thing worse than being buried in your own student loan debt is being buried by someone else’s student loan debt. Unfortunately, it is a common scenario.

Whether you are considering co-signing for a child, a family member, or someone else, think twice before agreeing to pay someone else’s debt.

If the primary borrower does not pay, you may find yourself contacted by debt collectors, or part of a debt collection lawsuit.

[Read more…] about Co-Signing a Student Loan

Is Your Spouse Liable for Your Debt?

In general, a spouse is not liable for another spouse’s debt. Marriage may be until death do you part, but that does not extend to every debt.

Many consumers simply assume that if a debt collector says they are responsible, that means they are. Spoiler alert: that is not always true. Here are a few examples where consumers are confused about potential liability.

[Read more…] about Is Your Spouse Liable for Your Debt?

Debt Collector Calls For Someone Else

Debt collectors frequently call the wrong person to collect a debt.

If you are getting debt collection calls or robocalls for someone else, here is what you need to know.

[Read more…] about Debt Collector Calls For Someone Else

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